Goal Diggers

A Leap of Faith

Things I Wish I Knew-009- Take the Leap of Faith

Hi everyone, welcome back to another fun filled episode of Things I Wish I Knew, have you ever been scared to take on something bigger than yourself. Even the smallest steps into something unknown can seem pretty big, and believe me taking the first step can be the hardest.. but DAMN.. when you take that first step.. that momentum picks up once you start moving in a direction. Suddenly you can think of a million things that you need to do after you take that first step. 

I’m here to tell you how to prep for that first pinky toe dip into something new. 

  • Think about the best possibility/outcome of doing this new adventure
  • Think about the worst possibility/outcome of doing this new adventure
  • Make a list of both, and prepare for both outcomes
  • Ride the wave

I’ve had a lot of “new beginnings” in my young life, and I can 100% tell you they aren’t easy in the beginning. 

A short list of the new beginnings I’ve had in my life are, moving to a rural high school where I knew no one and had to stand on my own 2 feet by myself to make friends and continue on as if my life hadn’t changed. Be a first generation college student, and completely navigate the world of financial aid and surviving college on my own, first heartbreak.. we’ve all been there and the new beginning that comes out of that is ..groud breaking. First big professional gig, and then moving across the country with no job or prospects, to meeting a new guy and falling in love.. Getting married, and moving to basically another country, and buying a home. 

So I think it’s clear to say.. that I’ve had my fair share of new beginnings and have some candid advice for those of you on the fence to take a leap of faith on something new.. 

As NIKE  would say “Just do it!”. 

In all of the experiences I just listed I visualized the best possible outcome, the worst possibly outcome and I wrote them out. Even in high school I was a bit high strong on wanting to know what the future would hold, and how I could navigate it in the direction I desired. 

You have to really check yourself when you want to try something new, at first you may daydream about what you want, and wonder if it’s even possible. That’s the first stage of thinking about the best possibility/outcome of your new adventure. This is usually quickly followed by negative self talk. You ALSO need to check yourself on this. 

We are prone to think more negative, and you need to make sure you aren’t spinning out into unrealistic fears. This is why making a list of both the great outcomes, and worst outcomes are essential. After you have basically made your pros/con’s list of outcomes take the biggest outcomes on both sides, maybe 4 outcomes of each and prepare for them. 

This is NOT PREPARING you to FAIL!!! This is preparing you for different scenarios so you DON’T FAIL, because when you start planning your safety net you are coming up with solutions on how to navigate this new journey. There will be bumps in the road, but writing down your ultimate goal and outcome will be your patch kit when those bumps pop your metaphorical tire. You need to have an outcome so exciting that it pushes you to keep going when it gets hard. 

You also need to know when to pull the rip cord and bail. This is equally important so you don’t loose steam on your next dream, which will 100% come out of all of your hard work from your plan A outcome/adventure not happening.

One thing I know is true when you take a leap of faith is this, even if it doesn’t land right on the bullseye of what you anticipated, it’s probably still on the board and can get you closer to what you want in the long run. Which is closer than you were when you started.

Thank you again for listening to Things I Wish I Knew, and my advice on taking a Leap of Faith. I’ve been asked to expand more on my personal leaps of faith, if that’s true just comment below in Itunes or on Thingsiwishiknew.life 

The Power of the P A U S E

Things I Wish I Knew-008- Communication-The Power of the P A U S E

Hi everyone, thank you for tuning in today to listen for the Things I Wish I Knew. Today we are going to talk about the Power of the P A U S E, pausing can often give you the millisecond you need to make better decisions, gain negotiating power in business transactions, and more than likely receive more information about juicy topics than you EVER anticipated. 

Controlling your ability pause instead of speaking immediately is an ART, and like any art it has to be practiced to become a habit until it becomes a norm. There will be moments where you are very uncomfortable sitting in silence waiting for someone to respond with more information, but I PROMISE if you can sit it out and wait for them to speak first you will gain the conversational leverage to gain more knowledge about the topic that interests you. This is actually a common tactic many interrogators will use. 

There are three types of social situations I’m going to talk about today where the P A U S E will benefit you. 

  • Business negotiations
  • Making friends
  • Avoiding conflict

Ok, there are many different business negotiations where stopping your communication to pause will benefit you, but the first one I’m going to focus on today is interviewing. Giving yourself the time to P A U S E gives you time to think. Giving yourself time to think provides you the opportunity to answer more effectively. You can answer more effectively because you are listening for what the interviewer is leading you to say, and not just listening to respond. 

An example, “what is a difficult situation you had with coworkers who had difference views than yourself about how to solve a problem, and how did you resolve this?” 

Take a breather, and PAUSE before you respond. Pausing gives you time to ease your nerves, and respond thoughtfully. Also, taking the pause will exemplify confidence. From personal experience… word vomiting a response is not seen as thoughtful and if too rushed can almost be seen as an interruption to the interviewer’s questions. 

The second type of social situation in which taking a P A U S E can be a great asset is one of my favorites, making friends. <3 Taking a P A U S E when meeting new people gives them time to tell you about themselves, and what they are interested in. This gives you information to relate with them and build trust. The sharing and empathizing of stories is what builds trust and security. Giving someone the opportunity to be themselves, and then relate to them with a similar story or experience because you listened carefully, and took a beat before you respond keeps the conversation flowing. I really enjoy the opportunity to pause when I meet new people, I’m always surprised with what I learn, and how much we are all alike. 

Just for keeping things even, here’s an example of taking a pause when making friends. “Hi, I’m Stacey. I just moved here from San Francisco, and I’m so excited to make new friends and surf”. 

Instead of immediately responding with, “o wow, I just moved here too”, take a beat and respond in the same structure that I spoke in. “Hi, I’m Ellen. I just moved here from Florida, and I’m so excited that I met you too”. 

I know this sounds very generic, but I promise this will build trust and keep the conversation flowing. We have both agreed we are excited, and we made common ground by having both just moved here. 

Taking a beat gives you the opportunity to respond in the same structure, and cadence.

Now onto my final knowledge nugget about how great taking a P A U S E is.  Taking a pause can help you to avoid conflict. Especially right now within our society, there are a lot of sensitive subjects that a LOT of people are very passionate about. Passionate to the point of friendly disagreements, or to full blown fights. 

Taking a moment of silence to observe a pause can help you to avoid being in an awkward social situation. Not speaking first about politics, religion, or personal preferences can give you a heads up on what kind of social environment you are in. A common misconception is that most of the people have the same views and values that you surround yourself with, at least we hope. 

However, there are moments when values and preferences aren’t the same. I tend to keep conversations about from politics and religion unless they are brought up first. If not to just pause, and get to know who I’m talking to and how to best approach my response. 

And with that.. I will now finish with a short pause, and then you for listening to Things I Wish I Knew. Please let me know what you thought about this episode in iTunes and on Thingsiwishiknew.life

First Impressions

Things I Wish I Knew-007- Employment-First Impressions

Hi everyone, Welcome Back to Things I Wish I Knew. You are going to absolutely LOVE todays show!! Today we are going to talk a little bit about how First Impressions. 

See what I did there? I lead you into today’s podcast with excitement in my voice, and tone. You can’t see me, but I was also smiling when I said you were going to love this show. 

This is just one type of first impression I’m going to talk about today, demeanor. This is something that isn’t taught in school, and is usually only noticed when it’s lacking. Basically, how you carry yourself is part of your greeting card of first impressions. Whether it be with enthusiasm or melancholy the receiving party will develop a snap judgement about you based on your demeanor INSTANTLY! 

Had I started the show with a lower toner, and not as an explanation it could be seen as a serious show today, or something that’s not a fun topic to talk about. 

This is just one type of first impressions. 

The second type of impression I believe is that of physical appearance. 

A personal experience I recently had that lead people to develop an impression (I believe) of me was at 2 recent job interviews. As you know, I’m currently living in PR and there are a few bigger companies here that I’ve had my eye on. 

Well, I scored 2 interviews. The first one was about a month ago, and the second was last Friday. For the first interview I wore slacks, heels and a cardigan with my hair down. For the second interview I went to Marshall’s and found two new outfits that were (in my mind) more professional and feminine. I chose a black and white knee length dress and wore my hair back for the second interview. 

When I entered the building in my slacks and cardigan I was greeted, and asked to sign in as a guest and the front desk clerk asked if I was there for an interview. I smiled, and said yes.. signed in and sat down. I didn’t get that job. 

When I entered the building the second time wearing my (what I thought) conservative knee length black and white dress, with my hair pulled back in a low pony tail it was a different experience. I was greeted with a warm hello again, but was asked who I had a meeting with and what business I was with. 

JUST BECAUSE MY APPEARANCE looked more formal, and what I believe conservative I looked like I already belonged to an organization. This was a positive snap judgement, and exactly what I was going for. I wanted to look like I belonged, and I wanted to be taken seriously. 

My first impression was received exactly how I had hoped it would be received, because I did a little bit more research on how the company operated, and what it looked like from the inside last time. Very conservative, grey walls and grey cubicles. Not the color scheme of Google, where slacks and a cardigan would have been the business casual first impression I would have wanted to portray. 

Now to the FINAL first impression that is my absolute favorite. THE VIBE! I remember reading somewhere that “everyone is responsible for the energy, or lack of energy they bring to the room”. There’s also a popular saying “your vibe attracts your tribe”. I 100% believe this to be true. 

When trying to bridge the gap of communication with others it’s important to very quickly build trust, and understanding. I believe you do this by exemplifying the vibe and people that you wish to attract. 

An example of this is if you want to be seen as someone who is serious about their job, or profession then you create a persona of being serious about your craft. You take the time to do your work correctly and efficiently. You speak of positive experiences you have had within your craft, and you associate yourself with others who have like values about their craft or specialty.  

If you aren’t attracting the type of positive VIBE you want to portray, start with yourself and observing what people are doing that DO HAVE THE VIBE you wish you have. 

First impressions happen all the time, now imagine if you had control over making the best first impression in ANY situation. You would WINNER in most arenas of your life! BOOM .. 

Thank you again for listening to Things I Wish I Knew, and as always please leave your questions and reviews within ITUNES and on thingsiwishiknew.life.


Creating Opportunity

Things I Wish I Knew – Episode 2- Creating the Opportunity

Welcome everybody, have you ever wondered why some of your friends from college scored amazing jobs right out of school. or seem to have great job prospects showing up at their door,  .. and you seem to apply for 100’s of jobs, only to get the “thank you for applying, but we’ve decided to go with someone who is more “fit” for the position. 

I know a common hurdle my friends encountered when we finished college was that most positions wanted 5 years or more of experience, and they didn’t have it, and because they couldn’t get a job, they couldn’t get 5 years of experience. Which then became a vicious cycle of… well how am I supposed to get 5 years of experience if no one will hire me. 

Well, I’m here to tell you how to be THAT PERSON. The person who has opportunities beating down their door when they finish college, or head hunters seeking them out while they currently have a job. 

EXPERIENCE! While you are in college get a job that relates to your major, or what you have a genuine interest in doing in the future. While I was in undergrad, I had a million jobs. I worked at Payless, the movies, Finishline, telemarketing. You name it, I probably worked there in college. Even though I had an income that was helping to pay the bills, I wasn’t actually gaining experience in the field I was studying in college. To make a long story short, I learned the hard way that coming out of college with no internship, or experience in my field was no Bueno. 

During the gap of undergrad to grad school, I gained a little bit of knowledge that has paid off in a HUGE WAY! I currently live in Puerto Rico and I am still get amazing job offers because I started putting my time towards gaining work experience in the field I had studied. So I started a management position after undergrad, and maintained it for 2 years. I then applied to an MBA program that required 5 years of professional business experience… but here’s the catch… I started working as an executive assistant 2 weeks prior, and was able to use that job as a professional reference. I worked full time for the next 14 months while getting my MBA. When I finished grad school I had about 5 years worth of professional experience within business. Not because I had worked at the EA job for 5 years, but because I had been involved with so many different business interactions that I had made a name for myself as being a hard worker, and a hustler. People wanted me to work for them.. I was getting poached WHILE I was getting my MBA because of my hustle. 

So.. here are the steps to breaking the cycle of the job or experience (chicken or egg) situation, these tasks will lead you in the right direction to have that competitive edge that lands you the job and opens up the doors of opportunity. 

  1. Work while you are in school, preferably at job that pertains to your degree. If you are a film major, work at the movies. This is great experience for you, and can be used on your resume as work experience. 
  2. Get an internship. Internships are invaluable to networking, and providing you with more insight into what it is you are actually studying. There’s a reason there’s a saying that “it’s not what you know, it’s who you know.” 
  3. Let others see you hustle! Get noticed by being the hardest worker in the room! 

Ok, now you know how to land the job right out of school, and create the best opportunities for success. Go try them out and let me know how your life changes. 

Thank you for listening to Things I wish I Knew. 

Building Credit

Things I Wish I Knew – Episode 1 

Alright, let’s get started. Something I wish I knew.. how to set yourself up with good credit history so that you CAN get the car you want, credit card you want, and lifestyle you want without crippling yourself with bad debt. 

Here’s what I did, and what I would NOT recommend doing. 

  • Had 2 credit cards in high school ( Kay Jewelers, and Victoria’s Secret) Did not have a regular go to credit card that accrued any kind of points, or credits.. nada
  • Had numerous cars, that were given to me (hand me down cars, YES.. but very nice hand me down cars) Couldn’t afford the maintenance on them.. so would end up putting that cost on my parents to fix.. which made me truly not appreciate the awesomeness of having a car.  I had no REAL value into the car by myself. 
  • Applying for FAFSA and signing everything, just seeing the dollar signs and not taking into account the interest rates on the loans or the difference between the loans
  • Not saving any money (living paycheck to paycheck), and having no retirement set up. Wasn’t even a thought
  • Not having any bills in my name

Here’s What I Wish I Knew 

  • Getting store credit cards are easy to get, but don’t actually help you in the long game.. more than likely you will end up closing them after 3-5 years.. and it’s bad debt. Try talking your parents into having you as an authorized user on one of their credit cards to help you build credit, or if they are sticking to their guns and not budging on that .. GET A JOB! Once you have a job you will be able to get a secured card through your bank, this is basically babies first credit card. You have money in your bank linked up to your credit card, and if you miss a bill it comes out of the linked up bank account so that your bills are always paid… and it doesn’t actually damage your credit. The great thing about a secured card is that you can’t overspend. You more than likely will have a low credit limit, and It will be declined if you try to go over that limit. 
  • If I had my actual own car, that I purchased.. I would have probably take better care of my car/cars. I also would have understood how much the cost of maintenance is for a nicer car, and would have opted for something a little less nice.
  • FAFSA can be a blessing, if received and managed responsibly. I couldn’t have gone to college otherwise, and let’s be real.. having that money changed my life.. FOR THE BETTER. Hindsight is 20/20.. and this is why I’m here.. giving you this advice. There are 2 types of student loans.. Federal Loans and Private loans.. YOU WANT FEDERAL loans.. as much as you can.. you want Federal Loans. Private loan providers are not as forgiving, they will not work with you as much to set up lower payment plans, and ALWAYS have a higher interest rate that FUCKS you while you have your head in the books (or in the Keg) in college. Also, within these two types of loans is subsidized and unsubsidized. Seriously, there’s so much information within the receiving of student loans that is will seem overwhelming.. but the best advice I can give is to actually give yourself enough time to understand the process of what you are about to receive. Don’t sign anything until you truly understand what is written on the page. Not if your mom, or dad understand it will be enough when you are starting to pay them off.. YOU will carry this debt forever, and it’s the ONLY DEBT YOU CAN’T file bankruptcy for. KEEP THAT SHIT IN MIND! OK, getting back to the point.. if you absolutely have to get private loans.. try to subsidized loans.. this type of loan will not accrue interest while you are in deferment (in school). Unsubsidized loans will begin to accrue interest as soon as you sign your life away.  I can dive deeper into student loan education in one podcast if there is more interest.
  • Pay yourself first. Set up an automatic deduction from your paycheck that goes to your retirement so you don’t have to see it coming out, and you don’t even consider it part of your income. Then open a savings account that has a good interest rate, I have Barclays and it accrues interest at 2% currently, which is huge. Not an ad, just like having a savings account online that takes a little more work to get money out of. Maybe you put $50 a paycheck into your savings account.. Keep this for something you really really want. You’ll feel good about saving then.
  • Get your cellphone in your name. It’s the easiest way to build credit and it will reward you again with more freedom. J

Ok. So I’ve given you 5 scenarios I did that didn’t work, and 5 scenarios that will 100% get you going in the right direction for more independence, while creating that AWESOME lifestyle you daydream of.  

Spread the word, and make your life a little easier!